:root{--bg:#09101f;--bg2:#111a2c;--ink:#101727;--muted:#657086;--line:#dfe4ec;--paper:#f5f7fa;--white:#fff;--gold:#d7aa55;--gold2:#f0cc83;--green:#1d9b6c;--radius:18px;--shadow:0 18px 50px rgba(8,15,30,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:white;line-height:1.55}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.container{width:min(1160px,calc(100% - 40px));margin:auto}.narrow{width:min(850px,calc(100% - 40px))}.topbar{background:#050a14;color:#aeb7c9;text-align:center;padding:8px 20px;font-size:12px;letter-spacing:.04em}.site-header{position:sticky;top:0;z-index:50;background:rgba(9,16,31,.93);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.08)}.nav-wrap{height:78px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:11px;color:#fff;line-height:.9}.brand-mark{width:42px;height:42px;display:grid;place-items:center;border:1px solid rgba(240,204,131,.7);border-radius:12px;background:linear-gradient(145deg,rgba(215,170,85,.22),rgba(215,170,85,.03));font-weight:900;color:var(--gold2);letter-spacing:-.04em}.brand strong,.brand b{display:block;font-size:13px;letter-spacing:.18em}.brand b{font-size:17px;color:var(--gold2);margin-top:6px}.nav{display:flex;align-items:center;gap:26px;color:#dbe1ec;font-size:14px}.nav>a:not(.btn):hover{color:#fff}.nav-phone{font-weight:800;color:var(--gold2)!important}.menu-toggle{display:none;background:none;border:0;color:#fff;font-size:28px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 24px;border:1px solid var(--gold);border-radius:12px;background:linear-gradient(135deg,var(--gold2),var(--gold));color:#17100a;font-weight:900;box-shadow:0 8px 24px rgba(215,170,85,.22);cursor:pointer;transition:.2s transform,.2s box-shadow}.btn:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(215,170,85,.3)}.btn-small{min-height:42px;padding:0 16px}.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.25);box-shadow:none}.btn-ghost:hover{border-color:var(--gold2)}.full{width:100%}.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 70% 20%,#202d48 0,#0c1425 38%,#07101f 75%);color:#fff;padding:92px 0 76px}.hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);background-size:54px 54px;mask-image:linear-gradient(to bottom,black,transparent)}.hero-glow{position:absolute;border-radius:999px;filter:blur(20px);opacity:.22}.glow-a{width:380px;height:380px;background:var(--gold);right:-160px;top:-100px}.glow-b{width:250px;height:250px;background:#3a7bd5;left:-120px;bottom:-120px}.hero-grid{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:72px;align-items:center}.eyebrow{font-size:12px;font-weight:900;letter-spacing:.18em;color:var(--gold2);margin-bottom:18px}.eyebrow.dark{color:#9a6e22}.hero h1{font-size:clamp(44px,6.3vw,78px);line-height:.98;letter-spacing:-.055em;margin:0 0 26px}.hero h1 span{color:var(--gold2)}.lead{font-size:20px;color:#cbd3e2;max-width:700px;margin:0 0 30px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.trust-row{margin-top:42px;display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding-top:28px;border-top:1px solid rgba(255,255,255,.12)}.trust-row strong,.trust-row span{display:block}.trust-row strong{color:#fff;font-size:14px}.trust-row span{color:#8f9aaf;font-size:12px;margin-top:3px}.hero-card{background:rgba(255,255,255,.97);color:var(--ink);border-radius:24px;padding:32px;box-shadow:0 35px 90px rgba(0,0,0,.35);border:1px solid rgba(255,255,255,.7)}.card-kicker{font-size:11px;letter-spacing:.17em;font-weight:900;color:#9a6e22}.hero-card h2{font-size:26px;margin:7px 0 6px}.amount-display{font-size:46px;font-weight:950;letter-spacing:-.05em;margin:12px 0;color:#121a2a}.range{width:100%;accent-color:#c49743}.range-labels{display:flex;justify-content:space-between;color:#8a94a7;font-size:11px}.mini-list{display:grid;gap:11px;margin:26px 0}.mini-list div{display:flex;align-items:center;gap:11px}.mini-list i{font-style:normal;width:29px;height:29px;display:grid;place-items:center;background:#f2eadb;border-radius:9px;color:#8c651e;font-size:11px;font-weight:900}.mini-list span{font-size:14px;font-weight:700}.micro{font-size:11px;color:#7c8799;margin:12px 0 0}.strip{background:#fff;border-bottom:1px solid #e8ebf0}.strip-grid{display:grid;grid-template-columns:repeat(3,1fr)}.strip-grid>div{padding:30px 28px;border-right:1px solid #e8ebf0}.strip-grid>div:first-child{padding-left:0}.strip-grid>div:last-child{border-right:0}.num{color:#bc8a37;font-size:11px;font-weight:900;display:block;margin-bottom:8px}.strip b{display:block;font-size:16px}.strip p{margin:5px 0 0;color:var(--muted);font-size:13px}.section{padding:92px 0}.section-head{max-width:760px;margin-bottom:48px}.section-head h2,.split h2,.contact-copy h2{font-size:clamp(34px,5vw,54px);line-height:1.02;letter-spacing:-.045em;margin:0 0 18px}.section-head p{font-size:18px;color:var(--muted);margin:0}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.step{border:1px solid var(--line);padding:28px;border-radius:18px;background:#fff;box-shadow:0 4px 20px rgba(16,23,39,.04)}.step>span{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:#101727;color:var(--gold2);font-weight:900;margin-bottom:30px}.step h3{font-size:19px;margin:0 0 10px}.step p{font-size:14px;color:var(--muted);margin:0}.dark-section{background:var(--bg);color:white;position:relative;overflow:hidden}.dark-section:after{content:"FZ";position:absolute;right:-40px;bottom:-120px;font-weight:950;font-size:430px;line-height:1;color:rgba(255,255,255,.018)}.split{position:relative;z-index:1;display:grid;grid-template-columns:1fr .85fr;gap:80px;align-items:center}.lead-sm{font-size:18px;color:#b9c2d2}.check-list{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:13px}.check-list li{padding-left:30px;position:relative;color:#d7deea}.check-list li:before{content:"✓";position:absolute;left:0;color:var(--gold2);font-weight:900}.quote-card{background:linear-gradient(145deg,#172237,#0d1526);border:1px solid rgba(255,255,255,.1);padding:42px;border-radius:24px;box-shadow:0 30px 70px rgba(0,0,0,.24)}.quote-card>span{font-size:11px;color:var(--gold2);letter-spacing:.16em;font-weight:900}.quote-card blockquote{font-size:38px;font-weight:950;line-height:1.05;letter-spacing:-.04em;margin:20px 0}.quote-card p{color:#9da9bc;font-size:13px}.cards.three{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.info-card{padding:32px;border:1px solid var(--line);border-radius:18px}.icon{width:45px;height:45px;border-radius:12px;background:#f2eadb;display:grid;place-items:center;font-size:23px;color:#9b7026}.info-card h3{font-size:21px;margin:25px 0 9px}.info-card p{color:var(--muted);font-size:14px;margin:0}.muted{background:var(--paper)}.faq{display:grid;gap:12px}.faq details{background:white;border:1px solid #e0e5ec;border-radius:14px;padding:0 22px}.faq summary{cursor:pointer;list-style:none;font-weight:850;padding:22px 38px 22px 0;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";position:absolute;right:4px;top:17px;font-size:24px;color:#a77c30}.faq details[open] summary:after{content:"–"}.faq details p{color:var(--muted);font-size:14px;margin:-4px 0 22px}.contact-section{background:linear-gradient(140deg,#101a2d,#080e1b);color:white}.contact-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:70px;align-items:start}.contact-copy p{color:#aeb9cb;font-size:17px}.big-phone{display:block;margin:36px 0 22px;font-size:34px;font-weight:950;color:var(--gold2);letter-spacing:-.03em}.big-phone small{display:block;color:#929eb2;font-size:10px;letter-spacing:.16em;margin-bottom:5px}.privacy-note{border-left:2px solid var(--gold);padding-left:15px;color:#8f9bb0;font-size:12px;max-width:420px}.application-form{background:#fff;color:var(--ink);padding:34px;border-radius:22px;box-shadow:0 30px 75px rgba(0,0,0,.25)}.form-head{display:flex;justify-content:space-between;gap:15px;align-items:center;margin-bottom:24px}.form-head strong{font-size:20px}.form-head span{font-size:11px;color:#8e98a9}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px}.form-grid label{font-size:12px;font-weight:800;color:#445068}.form-grid input,.form-grid select,.form-grid textarea{width:100%;margin-top:7px;border:1px solid #d9dfe8;background:#fbfcfd;border-radius:10px;padding:13px 14px;color:#162033;outline:none;transition:border .2s,box-shadow .2s}.form-grid input:focus,.form-grid select:focus,.form-grid textarea:focus{border-color:#c69a4a;box-shadow:0 0 0 3px rgba(198,154,74,.13)}.form-grid textarea{resize:vertical}.wide{grid-column:1/-1}.input-money{position:relative}.input-money span{position:absolute;right:14px;top:18px;font-weight:900;color:#8b7044}.input-money input{padding-right:36px}.consent{display:flex;gap:10px;align-items:flex-start;font-size:11px;color:#5f6a7d;margin:19px 0}.consent input{margin-top:3px}.consent a{text-decoration:underline}.honeypot{position:absolute;left:-10000px}.submit-btn{border:0}.form-status{margin-top:12px;font-size:13px;font-weight:800;min-height:20px}.form-status.ok{color:#157a58}.form-status.error{color:#c0392b}.footer{background:#050a14;color:#9ba6b9;padding:60px 0 24px}.footer-grid{display:grid;grid-template-columns:1.8fr 1fr 1fr;gap:60px}.footer-brand{margin-bottom:18px;width:max-content}.footer p{max-width:500px;font-size:13px}.footer h4{color:#fff;margin:0 0 14px}.footer-grid>div>a:not(.brand){display:block;margin:8px 0;font-size:13px}.footer-grid>div>a:not(.brand):hover{color:#fff}.footer-bottom{margin-top:46px;padding-top:22px;border-top:1px solid rgba(255,255,255,.08);display:flex;justify-content:space-between;font-size:11px}.reveal{opacity:0;transform:translateY(16px);transition:.65s ease}.reveal.visible{opacity:1;transform:none}
@media(max-width:980px){.nav{position:absolute;display:none;top:78px;left:0;right:0;padding:24px 20px;background:#0a1222;flex-direction:column;align-items:stretch;border-top:1px solid rgba(255,255,255,.08)}.nav.open{display:flex}.menu-toggle{display:block}.hero-grid,.split,.contact-grid{grid-template-columns:1fr}.hero-grid{gap:45px}.steps{grid-template-columns:1fr 1fr}.cards.three{grid-template-columns:1fr}.contact-grid{gap:42px}.hero{padding-top:68px}}
@media(max-width:680px){.container,.narrow{width:min(100% - 26px,1160px)}.topbar{font-size:10px}.nav-wrap{height:68px}.nav{top:68px}.hero{padding:54px 0}.hero h1{font-size:47px}.lead{font-size:17px}.trust-row,.strip-grid,.steps,.form-grid,.footer-grid{grid-template-columns:1fr}.trust-row{gap:13px}.strip-grid>div{padding:22px 0;border-right:0;border-bottom:1px solid #e8ebf0}.strip-grid>div:last-child{border-bottom:0}.section{padding:68px 0}.hero-card,.application-form,.quote-card{padding:24px}.wide{grid-column:auto}.footer-grid{gap:28px}.footer-bottom{display:grid;gap:8px}.big-phone{font-size:28px}}
.legal-copy{font-size:16px;color:#465168}.legal-copy h3{color:#121a2a;margin:32px 0 8px}.legal-copy p{margin:0 0 16px}.legal-page{background:#f7f8fb}